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Emergency and evening call outs can create added risks for a plumber so it is very important to find the right van insurance to reach the customer in time.

Even though you may also use your van for personal and social reasons as well as for work, it is necessary for you to have a business van insurance policy. If you take out a private van insurance policy, you will not be covered in the event of an accident or theft.

Why compare van insurance for a plumber?

If you carry valuable equipment or tools, it is worth considering an optional extra level of cover to protect them from damage or theft. It is likely that your vehicle will be parked outside residential addresses whilst you carry out jobs so public liability insurance may be another consideration.

The type of plumbers van insurance policy and range of cover you need will vary depending on different factors. You should try to answer these questions:

  • Do you drive multiple vans?
  • Do you need insurance for other drivers?
  • What vehicle do you drive?
  • What is the size of your vehicle?
  • How far do you travel?
  • Do you travel abroad?
  • Do you regularly carry materials?
  • Do you carry expensive tools?
  • Where do you leave your van overnight?

What is covered by plumbers van insurance?

This will differ depending on the level of cover you choose – whether it be third party, third party fire and theft or comprehensive.

For more information on these levels of cover please see our guide ‘What do I need to know about van insurance?’.

It is always necessary to check about exactly what is covered by your plumbers van insurance.

There are Optional Additional Products that are particularly useful for plumbers:

  • Tools insurance

If you leave your tools in your van, particularly at night this is an important level of cover. It could be a major blow to your business if they were to be stolen or damaged in a road accident. Hand tools and power tools that are in the van are usually covered by tools insurance, and this can sometimes be extended to include additional cover for personal effects and materials.

Van breakdown cover

This will get you back on the move if your vehicle breaks down so you don’t lose valuable work time and let down customers. This is particularly important if you are responding to an emergency.

Guaranteed van hire

A hire vehicle can be arranged whilst your damaged van is in for repair or until your claim has been settled. This means you can continue to carry out your work in the interim period.

Why compare plumbers van insurance?

At we understand that as an owner you’ll want cheap insurance at the right level of cover because making the wrong choice may potentially affect your business and cost you money.

Are you looking for van insurance?

Why not compare quotes from a panel of leading UK insurers using our comparison tool?

If you need some assistance our experts would be happy to help

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