We'd like to send you the contact details of your top 3 lenders so you can always refer back to them at any time.
We won't pass on your email address to anyone else.
Not right now, thanks! Continue >
Simply Business compares leading shop insurance providers, including...
Any damage to your building can be protected against e.g. damaged roof or subsidence
Cover for up to millions pounds if your shop or products cause injury or illness to customers or a member of the public following a visit
If you are unable to trade, you could claim hundreds of thousands pounds worth of cover against a number of unforeseen circumstances
Protect the contents should anything happen to the contents or stock of your shop
Answer some quick questions about your business.
Your answers determine the level of cover you require and the different options you can select.
Review your options and choose the right deal for your business requirements
As a shop owner there are many factors to consider when deciding on what policies you will require. Most shop insurance will be a combination of a few different insurance types under one single policy.
The most common types of insurance that are banded under shop insurance are
It is a compulsory for any business that has employees to have this insurance. This will cover should an employee be injured by a work activity or become ill due to work related to your business.
If you have customers coming to a shop premises, it is prudent to have this cover. This insurance is there to protect you should anyone be injured on your premises. For example; should someone slip on a wet floor or trip on a power cable, you will be protected against an expensive compensation claim.
Stock and Content insurance
For most shops, their premises and stock are the most important part of their business. Should these become damaged or destroyed, you will need to repair or replace the contents and your insurance policy covers the cost of doing so. You may also want to consider covering for any interruption potential incidents may cause to your business – for example, whilst the building is repaired or stock is replaced.