Simply Business compares leading shop insurance providers, including...

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Benefits of comparing shop insurance comparison
  • Building damage

    Any damage to your building can be protected against e.g. damaged roof or subsidence

  • Public liability

    Cover for up to millions pounds if your shop or products cause injury or illness to customers or a member of the public following a visit

  • Business interruption

    If you are unable to trade, you could claim hundreds of thousands pounds worth of cover against a number of unforeseen circumstances

  • Shop content cover

    Protect the contents should anything happen to the contents or stock of your shop

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About Shop Insurance

As a shop owner there are many factors to consider when deciding on what policies you will require. Most shop insurance will be a combination of a few different insurance types under one single policy.

The most common types of insurance that are banded under shop insurance are

Employers' Liability Insurance

It is a compulsory for any business that has employees to have this insurance. This will cover should an employee be injured by a work activity or become ill due to work related to your business.

Public Liability Insurance

If you have customers coming to a shop premises, it is prudent to have this cover. This insurance is there to protect you should anyone be injured on your premises. For example; should someone slip on a wet floor or trip on a power cable, you will be protected against an expensive compensation claim.

Stock and Content insurance

For most shops, their premises and stock are the most important part of their business. Should these become damaged or destroyed, you will need to repair or replace the contents and your insurance policy covers the cost of doing so. You may also want to consider covering for any interruption potential incidents may cause to your business – for example, whilst the building is repaired or stock is replaced.

Not sure what insurance you need?

Please use Simply Business' online comparison service. Should you have any queries, simply call the number on the comparison journey to help You get the right deal for your business.

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