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Simply Business compares leading public liability insurance providers, including...
You can get up to £5 million worth of cover for all members of the public that interact with your business
Often there is an option to add a certain amount of employers liability insurance to your public liability insurance as part of your cover
Standard public liability insurance includes any legal cover you may need, and any compensation you may need to pay out
If a claim is made against your business that requires you or someone from your business to attend court - there is a standard compensation fee that can be up to £250 per day
Answer some quick questions about your business.
Your answers determine the level of cover you require and the different options you can select.
Review your options and choose the right deal for your business requirements
Public liability insurance covers all members of the public that interact with your business – whether you work at customers property, customers visit your premises or you serve food or drink to customers.
Public liability insurance covers any injuries caused by your business, and damages caused to third party property caused by your business - this can include anything from major damage to dents and scratches. Any damage, large or small, that could lead to a claim is covered under your Public Liability Insurance
Avoiding taking the time to understand public liability insurance can lead to pricey and inconvenient fees should any accidents occur and you do not have an adequate level of cover for your needs. It is always worth taking a look at the different levels of cover available to make sure you cover everything you need to.
Although public liability insurance is not legally required, it is highly recommended. Even if your company is small, there are still risks, and it is never worth taking a chance. A mistake as simple as spilling a drink on hardware could result in costing thousands of pounds of unexpected cost, which is why insurance is vital.