Simply Business compares leading public liability insurance providers, including...


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Benefits of comparing public liability insurance comparison
  • Up to £5 million worth of cover

    You can get up to £5 million worth of cover for all members of the public that interact with your business

  • Option to add employers liability insurance

    Often there is an option to add a certain amount of employers liability insurance to your public liability insurance as part of your cover

  • Legal and compensation cover included

    Standard public liability insurance includes any legal cover you may need, and any compensation you may need to pay out

  • Daily compensation rate for court attendance

    If a claim is made against your business that requires you or someone from your business to attend court - there is a standard compensation fee that can be up to £250 per day

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About Public Liability Insurance

Public liability insurance covers all members of the public that interact with your business – whether you work at customers property, customers visit your premises or you serve food or drink to customers.

Public liability insurance covers any injuries caused by your business, and damages caused to third party property caused by your business - this can include anything from major damage to dents and scratches. Any damage, large or small, that could lead to a claim is covered under your Public Liability Insurance

Avoiding taking the time to understand public liability insurance can lead to pricey and inconvenient fees should any accidents occur and you do not have an adequate level of cover for your needs. It is always worth taking a look at the different levels of cover available to make sure you cover everything you need to.

Although public liability insurance is not legally required, it is highly recommended. Even if your company is small, there are still risks, and it is never worth taking a chance. A mistake as simple as spilling a drink on hardware could result in costing thousands of pounds of unexpected cost, which is why insurance is vital.

Not sure what insurance you need?

Please use Simply Business' online comparison service. Should you have any queries, simply call the number on the comparison journey to help You get the right deal for your business.

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