Shop insurance is vital if you want to ensure that your livelihood is protected against potential risks. Whether you are operating as food retailer, bakery or book shop, financial protection is available for all types of customer-facing companies.
Shop insurance will protect your business against the various risks and potential claims associated with operating a customer-facing business. From customers and employees which could suffer an injury whilst on your premises, to potential loss of stock and contents due to a natural disaster or vandalism. Whatever the scenario, it is possible to arrange protection which will provide financial support for your premises, stock, contents, customers, and employees.
Running any type of company comes will always come with risks, which could leave you struggling to stay afloat. The main benefit of store insurance is the ability to protect your company, through a variety of specific policy types designed to protect you from every risk you face.
Coverage is available to protect your business from the worst-case scenarios, whether that is a customer injuring themselves in store or a fire which damages your premises and ruins your stock. Taking out adequate protection will enable you to open your store with confidence, knowing that you are financially protected from every eventuality. Whatever products you sell, there is never a guarantee that your commercial future is safe and arranging sufficient coverage now will prevent financial issues and stress in the event of a future claim.
The exact type of policy you require will depend on the specific risks which you want protection from. There are many types available, which will offer various levels of coverage to suit your particular requirements, with the most common being:
Although the above policy types are the most popular options, every store is different and there are also more specific coverage options available. For example, if you sell products online you could take out protection against cyber-attacks. Alternatively, if you deliver your own products you may require a goods in transit policy. You may even sell very high-value items such as jewellery and fine art, which may require a more specialised policy.
When it comes to arranging coverage, your store will have a unique set of requirements. However, this doesn’t mean that finding the ideal policy has to be complex and time-consuming. We have partnered with a wide range of leading UK insurers to provide you with access to extensive cover at excellent prices.
We can help you compare multiple quotes which are tailored to the unique requirements of your store, so that you can quickly arrange specific cover at a competitive price. It is possible to combine multiple cover types within just one policy, so that you have a single premium and renewal date with just one insurer.
All you need to do is provide us with some details about your business and we will arrange quotes from our partners. Once you find the right deal, simply complete the purchase and your chosen policy will be arranged. To find out more about our services, please contact our team today.