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save and succeed

Compare with us to find the best
deal for your invoice finance

We can help you improve cash flow in under 2 days
We have access to exclusive offers & the lowest rates available
100% free, no obligation quotes
Up to 100% advance rate

We can help you improve cash flow
We have access to exclusive offers
And the lowest rates available

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Lets get started...

Invoice Finance Finder

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How we've helped others through invoice financing

We can help you get an advance of up to 100% of your unpaid invoices. Whether it's for £5,000 or £1 million – we can help you find the right invoice finance option at the
lowest rate.

  • We're here to support you and your cash flow
  • We've helped business grow through invoice finance
  • We're passionate about helping businesses get access to exclusive offers

They changed their invoice finance provider during a peak period, increasing their funding line by over £1m

Turnover
£21.5m
Funding line
£3m - Increase of £1m
Service Fee
0.25% - Reduction of 0.2%
Discount
3% over LIBOR - Reduction of 1%
Concentration Limit
100%
Recourse Period
90 days EOM
Product
Confidential Invoice Discounting

A startup cleaning business was being paid on a 60 day basis but had to pay staff weekly, an invoice finance facility ensured they could meet wage demands. A 28 day rolling contract enabled them to predict costs and not be tied to a long deal

Turnover
£125,000
Funding line
£40,000
Service Fee
3.75%
Discount
Nil
Concentration Limit
£5000 or double the debtors suggested Equifax rating (whichever is the greater)
Recourse Period
90 days EOM
Product
Disclosed Factoring

Engineering firm is rescued by a £500k factoring line. After struggling following slow trading, releasing money from ledger enabled them to make important payments

Turnover
£2.2m
Funding line
£500,000
Service Fee
0.75%
Discount
4% over LIBOR
Concentration Limit
20%
Recourse Period
90 days EOM
Product
Disclosed Factoring
90%

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What makes us different Business Comparison is here to help business owners no matter how big or small.

We found that as business owners ourselves, finding the best option is not easy to do online. We felt we could do better and provide a service to all small-to-medium sized businesses.

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Invoice finance allows you to raise finance based on the value of your businesses’ outstanding invoices. There are two types of invoice financing; invoice factoring and discounting.

Businesses which are growing in particular often find this a more flexible source of working capital than overdrafts or loans.

Factoring and invoice discounting, have become a major source of working capital finance since the restriction of bank financing, as a result of the credit crunch. Invoice finance is more attractive to a bank because it depends on the collateral of the invoice due from the debtor.

Invoice financing is lending money secured against future earnings; the earnings being in the form of your outstanding invoices.

Invoice finance is more attractive to a bank because it depends on the collateral of the invoice due from the debtor

The lending is based on money owed so does not require the same level of security of years of good accounts or valuable assets. This type of finance can only be used on invoices to another company - not to retail consumers.

Invoice financing is lending money secured against future earnings. The earnings being in the form of your outstanding invoices. The lending is based on money owed so does not require the same level of security of years of good accounts or valuable assets. This type of finance can only be used on invoices to another company not to retail consumers.

Interested in a invoice loan?

Why not try our free invoice finance comparison service. This is a completely free, no-obligation service that leaves no credit footprint.


Invoice financing is split into two types:

  • 1. Invoice factoring
  • 2. Invoice discounting

1. Invoice factoring

This is where the lender takes over the debt from the borrower. This means they deal directly with collecting the debt on your behalf. The money collected will go directly to the lender who will take their arranged payment and direct the rest to your business account.

This tends to be offered to smaller business or people with lower credit worthiness. The minimum turnover for this kind of finance tends to be £50k per annum net of VAT.

Advantages of invoice factoring

  • Quick access to funds this can be within 24 hours
  • The likelihood of being accepted is much higher than a high street bank
  • Generally less time consuming than getting funds from the high street
  • They will do you the hard work of chasing payments for you

Interested in a invoice loan?

Why not try our free invoice finance comparison service. This is a completely free, no-obligation service that leaves no credit footprint.


2. Invoice discounting

  • Quick access to funds this can be within 24 hours
  • The likelihood of being accepted is much higher than a high street bank
  • Generally less time consuming than getting funds from the high street
  • They will do you the hard work of chasing payments for you

Benefits of our invoice finance comparison

Up to 100% advance rate for you

Our advance rate offers can go up to 100% - this means that you could get up to 100% of the value of your unpaid invoices upfront

Finance from £5,000 to £1,000,000

Invoice finance is a very flexible finance option which enables you to borrow anything from as little as £5,000 up to £1 million

Quick access to funds

With invoice finance, there is a quick turnaround of cash – you could have your finance in your account in under 2 days!

Interested in a invoice loan?

Why not try our free invoice finance comparison service. This is a completely free, no-obligation service that leaves no credit footprint.