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Business bank accounts for bad credit

Business bank accounts for bad credit

We've helped thousands of small businesses across the UK find the best deal!

  • Quick filters
  • Quick application process
  • Longest fee free period
  • Overdraft facility
  • Accounts for poor credit
  • A mobile application
  • Low fees to pay in cash
  • Accounts which pay interest
Provider
Free for
BBI Rating
Fees
Features

All other accounts

CashPlus - Business Current Account
CashPlus logo
0 months
Not currently rated
£69 Annually
Switcher Startup
more info more info
CardOneBanking - Business Account
CardOneBanking logo
0 months
Not currently rated
£12.50 Minimum Fee
Switcher Startup
more info more info
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santander bank logo
lloyds bank logo
yorkshire bank logo

How we’ve helped businesses with bad credit

Even if you have a poor credit history, we can still find you the best deal

  • We compare the best bank accounts for bad credit
  • Including no credit check business accounts
  • Along with a switcher guarantee scheme

If you are having trouble setting up a business bank account or switching from your current one, then there are still options available where you can avoid credit checks.

What they offer:

  • Debit cards
  • Online banking
  • The ability to pay into post offices or other establishments
  • Potential improvement on your credit rating
  • Quick setup and going to the branch is not required

Fees on the account can be paid monthly or annually. The account is simple and easy to use and it can also be cheaper than a standard business bank account!

90%

of our users would
recommend us to others!

What makes us different Business Comparison is here to help business owners no matter how big or small.

We found that as business owners ourselves, finding the best option is not easy to do online. We felt we could do better and provide a service to all small-to-medium sized businesses.

businesscomparison group photo

Bad credit can cause a worry for many businesses, but there are still other options available – which a lot of firms are unaware of.

You may have experienced issues in the past, but it no longer has to be an added stress.

Even though your options will be limited due to a bad credit history, it does not mean that it will be impossible for you to get a business account. Basic bank accounts are a good option for those with a bad credit history because a lot of providers allow you to apply with no credit check.

Financial services are essential to enterprises, so it is very important that you have a full business bank account, unfortunately those with bad credit can struggle with this. Bad credit business accounts will let the majority of businesses who apply with bad credit run an account, regardless of your poor credit history.

These accounts can be a lifeline for many who can’t get an account elsewhere. Bad credit business accounts have improved a lot since they began, they now offer almost everything you would expect from a high street bank.

This includes direct debits, more than one debit card, online banking and overdrafts, they are much quicker to setup now and for some businesses they can be cheaper than high street banks.

Get an overdraft and free direct debits

Some accounts for companies with poor credit will offer an overdraft facility, although this is generally dependent on passing certain criteria. These accounts now offer the facility to setup direct debits

Helping you improve your credit rating

Running an account sensibly over a sustained period can help improve your credit rating. As you build your credit over time it puts you in a better position in the future to switch business accounts.

No credit check business account

There are generally no credit checks to open an account and the approval can often be immediate. This gives you peace of mind and apply with confidence.

We compare the market for you to find exclusive deals. Whether you want to switch or set up a business bank account we're here for you.

Interested in a bad credit business bank account?

Why not try out our bank account finder? This is a free, no-obligation tool that will help you find the most suitable account for your business.