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Simply Business compares leading beautician insurance providers, including...
If your stock is damaged, lost or stolen, equipment cover will protect your trading equipment.
Treatment risks is an addition to your public liability policy, which will cover you if a claim is made after any client receives treatment that leads to an injury
Should an accident happen to you or an employee whilst working, Personal Accident cover will help you financially during the time you are unable to work
You can protect your business money if lost or stolen whether it be in your work premises, on the way to the bank or even in the banks night safe
Answer some quick questions about your business.
Your answers determine the level of cover you require and the different options you can select.
Review your options and choose the right deal for your business requirements
As a beautician there are many options to consider when shopping for the policies right for your business. Most beautician insurance will choose to contain various types of insurance which will fall under one policy.
The core covers of beautician insurance are:
Public liability insurance
If you have customers coming and going from your salon then it is strongly advised to have this cover. PLI is there to cover the injuries which may take place in your work environment.
For example a salon can be a hazard environment with various things such as scissors; curlers, straighteners hair dryers and even waxes and chemicals
For any business that has employees it is not optional to have this cover. If an employee is injured whilst they are working then Employers’ liability cover will protect and cover any claims if they were then unable to work.
Business interruption cover
Circumstances which are out of your hands could happen at any time, the issues that may arise for example flooding inside your building, could leave you with no choice other than shutting down until repairs are made. Business interruption cover would cover any loss of revenue so you would not lose out whilst you wait for the repairs to be made.