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Simply Business compares leading emoployers liability insurance providers, including...
With the huge variety of cover levels available, you can find the best fit for your business, whether you have 3 employees or 3,000
Non-permanent staff can also be covered for up to 50 days of the year – this is often included for free with your cover
Employers liability insurance is legally required, and not having it could cost you up to £2,500 fine for each day you don’t have insurance
If your business is ever taken to court over a health and safety issue, your insurance will cover any legal costs that you need
Answer some quick questions about your business.
Your answers determine the level of cover you require and the different options you can select.
Review your options and choose the right deal for your business requirements
Employers Liability Insurance is the only insurance that is compulsory for any business that employs staff. This includes full and part time staff, temporary staff, self-employed contractors and even volunteers. Employers Liability Insurance helps you protect all of these workers from injury in the workplace, or any illness that occurs as a direct result of their work.
Your policy covers the cost of any compensation you may need to pay out, plus any legal fees that occur as a result of an employee making a claim. It also protects you against former employees making claims against you.
As this insurance is compulsory, you could be liable to large fines if you are not covered and you have employees – this could be up to £2,500 per day. These can also be backdated so you could be at risk for huge fees if you go for a substantial period of time without insurance.
The level of cover you choose is completely dependant on your business and the number of employees you have – you have to be covered for at least £5 million but many businesses require cover for much larger sums than that as they have large numbers of employees.
Please use Simply Business' online comparison service. Should you have any queries, simply call the number on the comparison journey to help You get the right deal for your business.