Goods in transit insurance is designed to provide cover for the contents you carry in your van or commercial vehicle. It is a common form of insurance for businesses operating in the haulage industry. We take you through everything you need to know to find the best goods in transit insurance cover.
Goods in transit policies are designed to cover customers goods which are damaged, lost or stolen while in transit. If your vehicle is regularly used to transport goods in relation to your business, it is advisable to take out insurance.
There are variety of cover options which are designed to meet the exact needs of your type of business and the goods you transport. In general, the cover you need will fall into one of two categories, own goods and haulage.
If you use your vehicle to carry your own business-related goods and equipment, you need a commercial vehicle insurance policy. However, if your vehicle is used for goods belonging to another person or you are paid, you need a haulage insurance policy. The most popular option is goods in transit cover, which is designed to offer varying levels of cover.
In many cases businesses choose separate insurance policies, although in many situations cover such as goods and transit insurance are combined. For example, goods in transit and public liability insurance policies are often combined to provide effective cover for businesses.
Van insurance with goods in transit cover included is popular among businesses. However it is very difficult to predict the exact cost. Your premium will depend on factors such as the vehicle size, the level of use and the goods you carry. Specifically, the type of vehicle you are insuring will impact the cost of the cover. If you are transporting valuable items such as jewellery, your insurance will be more expensive than those with less valuable cargo.
It is possible to arrange a comprehensive policy to cover every event. Although some couriers choose policies for specific events. For example, a crash, fire or flood, which may be cheaper than an annual policy. However, you should be aware that you will not have the same peace of mind as a policy covering you for every eventuality.
Our team are here to help you find cheap goods in transit cover, without having to compromise on your premium’s features. We can help you find the cheapest policy, whether you need goods in transit insurance for car transporters or small-scale couriers.
To begin you will need to enter some key details into our online form. If we require more information or your business needs a more bespoke quote, we will contact you.
Once we understand your unique requirements, we will arrange quotes from our panel of insurers. By partnering with industry leading insurers which you know and trust, we can help you find the best insurance for your business in one place.
You will be provided with a range of quotes for your goods in transit policy, which you can quickly compare.
Once you find the ideal policy, we will help guide you through obtaining your insurance. It is possible to arrange goods in transit insurance pay monthly arrangements, or to pay in full upfront.
Whether you are searching for goods in transit courier insurance or any other former of insurance for goods, we can help. Our team have expert knowledge of business insurance and can help you find the best deals. To find out more please contact us today.