Business Loan How Much

Can I Borrow?


Loans available from £1,000 up to £20m

Loans available from £1,000 up to £20m

Multi award winning website

Multi award winning website

Some of the lowest rates available

Some of the lowest rates available

Some of the Finance Providers We Compare

How Much Can I Borrow?

Often, the first question businesses needing additional capital ask us is "how much can I borrow?" We work with a range of lenders offering business loans from £1,000 to £20,000,000. Whether you need to borrow a small amount over a short-term period or longer, we can help.

Are Business Loans Short-Term?

You might ask yourself, "are business loans short term?" The simple answer is that they can be. The business bank loans we compare in this guide feature a variety of repayment terms. Some lenders even offer flexible repayment options, allowing you to repay the loan early without additional fees. Others feature fixed terms of months and years to suit your needs, allowing you to choose the term that best suits your business.

In this guide, we cover how much your business can borrow from a selection of lenders we work with.

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How Much Can I Borrow from Lloyds Bank?

Loan amount: Up to £25,000 and over £25,000

Interest rates: from 11.7% and tailored


  • Fixed and variable rate offers

  • Flexible repayment options

  • Tailored interest rates available

One of the most widely known and established banks on this list, Lloyds Bank offers a choice of fixed and variable interest rate business loans, with rates depending on how much you borrow:

  • Small Business Loans up to £25,000

    • 11.7% APR (Base Rate) Variable

    • 12.7% APR Fixed Rate

  • Larger Business Loans above £25,000

    • Personalised quotation

Through their small business loans, Lloyds Bank offers the option of secured loans and unsecured loans, offering the option to receive funds within 48 hours of being accepted. With a simple approach to small business loans and the option to tailor large business commercial financing, Lloyds business loans can cover the needs of practically any business.

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How Much Can I Borrow from iwoca?

Loan amount: from £1,000 to £500,000

Interest rates: from 2% per month


  • No early repayment fees

  • Easy Application

  • Loan "top-up" option

Iwoca is a popular lender for many businesses thanks to their flexible loans, available from £1,000 to £500,000. Iwoca offers loans to a wide range of business types from sole traders to limited liability partnerships. While they offer repayment terms of up to 24 months, iwoca won't charge fees for early repayment. However, if you discover that you need to borrow more, iwoca offers a loan top-up function.

These features make iwoca one of the most flexible business loan providers. With competitive interest rates starting at 2% a month and flexible repayment terms, iwoca might be the ideal lender for your business.

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How Much Can I Borrow from Funding Circle?

Loan amount: £10,000 to £500,000

Interest rates: from 7.9% per year


  • Apply online in 10 minutes

  • Decision in as little as 1 hour

  • No fees to settle early

If your business is just starting out or doesn't meet the financial stability criteria of traditional lenders, Funding Circle may be the ideal option. As an alternative lender providing peer-to-peer business loans, Funding Circle offers loans from £10,000 to £500,000, with repayment terms of between 6 months and 6 years. Funding Circle's commitment to providing quick and simple loans means you could have the capital your business needs within just 5 hours.

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How Much Can I Borrow from Metro Bank

Loan amount: from £2,000 to £25,000 and £25,000+

Interest rates: from 9.6% APR and tailored


  • Tailored loan amounts

  • Fixed interest rate available

  • Contactable online, by phone or in branch

Metro Bank is a high street bank known for taking a fresh and innovative approach to commercial financing. They offer two business bank loan products depending on how much you want to borrow:

  • Loan amounts of £2,000 to £25,000 at a fixed rate of 9.6% with repayment terms of 1 to 5 years

  • Loan amounts over £25,000 at a tailored interest rate with repayment terms of 1 to 5 years.

For loans over £25,000, the more you borrow, the lower the interest rate you'll be charged. This makes Metro Bank an ideal choice for businesses looking to borrow larger sums.

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How much can I borrow from Fleximize?

Loan amount: from £5,000 and £500,000

Interest rates: from 0.9% per month


  • Funding in as little as 24 hours

  • Repay early, repay less

  • First-class customer support

Fleximize specialises in providing secured and unsecured loans of up to £500,000 to limited companies, with the amount your business can borrow depending on your average monthly revenue. Fleximize will only lend businesses with a monthly turnover of at least £5,000 a maximum of two months of revenue. If you meet these criteria, you're in luck. Fleximize lives up to its name as one of the most flexible providers of short-term loans, allowing your business to choose from repayment terms of between 12 and 48 months.

With a quick turnaround on loan decisions of 24 hours and the option to top up loans or take repayment holidays, Fleximize is a great option for businesses looking for a flexible loan.

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How to Get a Business Loan

Want to learn more about how much your business could borrow, including how to get a business loan? Our comparison service is designed to help you compare the loans available to your business based on the information you provide us with. Once you've found the right loan for your business, just click to apply, and you'll navigate to a step-by-step application process.

Click the button below to compare commercial financing options online in minutes.

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